There are several different types of mortgage on offer in the UK. Choosing which type of mortgage is best for you is the million-dollar question when purchasing a home of your own. Read on to find out all about the different types of home mortgage loans. Remember, before you make any decision, it is crucial to do your research to see which type of mortgage suits you best. You must bear in mind your financial situation and how long you will be repaying your mortgage loan for, for instance. These are the 3 types of mortgage loans available: There are […]

You are the happy owner of a property, but you decide you would like to make some home improvements around the house. Whether this be an extension, redecorating or re-tiling the roof, it is going to be an expensive job – something many homeowners don’t necessarily have lying around once their mortgage and bills have been paid. Therefore, you may be deciding what the best plan of action is best for you. In this post, we answer the burning question, “should I remortgage or get a loan?” When it comes to funding a home improvement, there are three main options […]

A remortgage is when you apply for a new mortgage on your property, either to replace an existing mortgage or to borrow money against your property. According to Martin Lewis, around a third of home loans are remortgages in the UK, but when do you know when you should follow this route? In this remortgage guide, we aim to help you to decide whether you should remortgage and borrow more, or not. What is remortgaging? Essentially, remortgaging is “the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider. You’re not […]

The conveyancing process pertaining to the purchase of a house will typically conclude anywhere between 8 and 12 weeks after its commencement. This period will vary depending on how long the property chain is and/or how smoothly the different stages of the process move along. Chances are the reason you’re reading this is because you’ve been asking yourself questions like “what is conveyancing?”, “how long does conveyancing take?”, or “why does conveyancing take so long?”. All of these questions spring from the broader desire to achieve a quick home sale as fast as possible and for as much profit as […]

When selling your home, it is highly likely that the buyer of your home is also selling their property too – unless of course they are a first-time buyer. This is known as a property chain, and if one link in the chain fails, the whole chain can fall apart – the last thing you need when you want to sell your home quickly. Reasons for this differ, from a buyer getting cold feet, to a mortgage offer falling through, but there is one definite answer: it will end up costing you in the process. So, what can you do […]

1) Safety and security Are you unhappy with the ceiling price on your street? As the saying goes, “be the change you wish to see on your street” and when that doesn’t work… Simply have a chat with your neighbours! It is possible to increase the ceiling price of your area by working together with your neighbours. There is a strong correlation between crime rates and the ceiling price of a street. This has been revealed through data gathered through police reports and 2018 UK House Price Index. As such, it is vital for neighbourhoods to take action together to […]