Remortgage Guide: When Should You Remortgage?

12th July 2019 by Tamir Davies

A remortgage is when you apply for a new mortgage on your property, either to replace an existing mortgage or to borrow money against your property. According to Martin Lewis, around a third of home loans are remortgages in the UK, but when do you know when you should follow this route? In this remortgage guide, we aim to help you to decide whether you should remortgage and borrow more, or not. What is remortgaging? Essentially, remortgaging is “the act of switching your existing mortgage to a new deal, either with your existing lender or a different provider. You’re not […]

How Long Does Conveyancing Take?

14th June 2019 by Tamir Davies

The conveyancing process pertaining to the purchase of a house will typically conclude anywhere between 8 and 12 weeks after its commencement. This period will vary depending on how long the property chain is and/or how smoothly the different stages of the process move along. Chances are the reason you’re reading this is because you’ve been asking yourself questions like “what is conveyancing?”, “how long does conveyancing take?”, or “why does conveyancing take so long?”. All of these questions spring from the broader desire to achieve a quick home sale as fast as possible and for as much profit as […]

What to do When a Buyer Pulls Out of a House Sale?

16th May 2019 by Tamir Davies

When selling your home, it is highly likely that the buyer of your home is also selling their property too – unless of course they are a first-time buyer. This is known as a property chain, and if one link in the chain fails, the whole chain can fall apart – the last thing you need when you want to sell your home quickly. Reasons for this differ, from a buyer getting cold feet, to a mortgage offer falling through, but there is one definite answer: it will end up costing you in the process. So, what can you do […]

How to Buy a Second Home: Your Questions Answered

4th April 2019 by Tamir Davies

Buying a second home is something many people dream about. Whether you are looking to get a holiday home, a property to rent or just want to own multiple properties as a long-term investment (like 40.9% of British homeowners with a second home). It goes without saying that if you can afford to buy a second house, there aren’t many disadvantages of increasing your property portfolio! Plus, you already have the experience of purchasing a first home, so you already know how to buy a second home- you are probably familiar with the process! Here are some things to consider […]

How To Increase The Ceiling Price Of Your Street

29th March 2019 by Tamir Davies

1) Safety and security Are you unhappy with the ceiling price on your street? As the saying goes, “be the change you wish to see on your street” and when that doesn’t work… Simply have a chat with your neighbours! It is possible to increase the ceiling price of your area by working together with your neighbours. There is a strong correlation between crime rates and the ceiling price of a street. This has been revealed through data gathered through police reports and 2018 UK House Price Index. As such, it is vital for neighbourhoods to take action together to […]

Common Tricks Estate Agents Play On Homeowners

14th March 2019 by Tamir Davies

If your house is not selling or your estate agent is not performing, you may be wondering whether it is time to change agency (particularly if you are trying to sell your home quickly). We don’t recommend you make any rash decisions. However, it is valuable to review some of the tricks real estate agents play when selling a home. Several of the agent’s techniques are actually beneficial for homeowners, but there are also real estate tricks to watch out for! Tricks real estate agents play Photo Credit: g-stockstudio / Shutterstock Excuses real estate agents give when they haven’t sold […]

Guide to Selling a House During a Divorce

11th March 2019 by Tamir Davies

For most married couples, the house is the largest asset that they own. Once divorced, they will need to separate this between them, which is often quite an emotional time for both parties to come to a decision. There are a number of different financial considerations to make when selling a home during a divorce, from whether to sell the home together, buy out your spouse, keep the house long enough for your youngest to finish school, or hold on to the house for other reasons, such as waiting for a more desirable time of year to sell. Depending on […]

The Benefits of Downsizing to a Smaller Home

8th March 2019 by Tamir Davies

There are a number of reasons to consider downsizing from a larger property to something a little smaller in size. Large gardens, health issues, high bills and ongoing maintenance are just a few reasons that people cite when looking for a change of property. The vast majority of the time, downsizing – or “rightsizing” – is triggered by children flying the nest, leaving parents left with more room than they need or can manage. But more recently, other reasons that have prompted homeowners to make the move include releasing cash or equity tied up in their property. This is often […]

What To Do If You Find Japanese Knotweed

19th February 2019 by Tamir Davies

For the vast majority of people in the UK, their property is their largest asset. But, unfortunately, Japanese knotweed can have a serious impact on a property’s value and can deter potential buyers from purchasing a home. This is still the case even if the knotweed has been successfully treated, making homes particularly difficult to sell. But how can you identify Japanese knotweed – and get rid of it? Table of contents: 1. What is Japanese knotweed? 2. How to identify Japanese knotweed? 3. Can I sell my house with Japanese knotweed? 4. What to do if a neighbour has […]

Buying A House With Cash: The Pros And Cons

18th February 2019 by Tamir Davies

In this day and age, paying for a house with cash is becoming increasingly popular. Whether you are a buyer or seller, there are a number of reasons as to why cash transactions can be favourable, but it is entirely dependent on your specific needs. Like with anything, when buying or selling a house to a cash buyer, there are pros and cons. What is a cash buyer? The meaning of a cash buyer is often misunderstood, with some thinking that they are a cash buyer if they can afford to buy a house without a mortgage once they have […]